Where to Get a Card
Please contact United Way of Dubuque Area Tri-States to find out where to get your free FamilyWize prescription drug discount card. These cards are being distributed through participating United Way partner agencies and other organizations in their area for people with no prescription drug coverage.
There is no cost to you or your family for this discount card and there are no enrollment or eligibility requirements.
For more information, click here.
Where to Use the Card
The FamilyWize Prescription Drug Discount Card enables you to receive discounted pricing on prescription drugs. It can offer immediate savings on prescription drugs at participating pharmacies for people that have no health insurance, during deductible periods and for prescription medicine not covered by health insurance, Medicare and other benefit plans. This is not insurance, nor is it intended to replace insurance.
Simply present your FamilyWize card with each prescription from your doctor to the participating pharmacy at the time of purchase to receive your discounts. If you need to transfer a prescription, bring your empty prescription bottle or label with you to the pharmacy.
Save an average of up to 30% or more off the pharmacy's usual and customary retail price of prescription drugs, with the highest savings on generic drugs.
Your cost will be the discount price with the FamilyWize card or the pharmacy's usual and customary retail price, whichever is lower. This means you are assured the lowest price in that store, at the time you purchase the prescription medicine. If the pharmacy's price is lower, there is no savings or discount and the FamilyWize card cannot lower the copay for medicine covered by insurance.
Tips to Save More
Consult with your physician about alternative therapies
Before you begin a new prescription medication, talk with your doctor about non-prescription modifications to your lifestyle, diet or exercise. These changes may postpone, reduce or avoid the need for the cost of and taking a new medication.
Review your other medications
Disclose all the medications that you are taking to your physician and pharmacist before they prescribe or dispense a new medication. Some medications may intensify or reduce the effectiveness of another, or may even possibly duplicate the effects of another drug you are taking.
Select the lowest-cost alternative
Many brand-name prescription medications have a generic equivalent. Generic drugs are approved by the U.S. Food and Drug Administration for safety and effectiveness, and are manufactured under the same strict rules that apply to their brand-name twin. So ask your physician and pharmacist if there is a generic drug that will save you money. If no generic equivalent is available, there may still be a lower-cost alternative within the same class of drugs that performs the functions your care requires. Once again, consult with your physician on these money-saving alternatives.
Obtain a larger supply
In most instances, your cost per dosage will decrease as the amount you have dispensed at one time increases. If you will be taking a medication for an extended period of time, ask your physician if it would be appropriate to prescribe a 90-day supply rather than a 30-day supply.
Shop only at preferred pharmacies
All chain pharmacies and most independent pharmacies have been given equal opportunity to serve you via this program. Participating pharmacies are required to offer you deep discounts and assist in performing some fairly complicated drug management procedures for card holders, and not all pharmacies agree to participate. However, that gives you the confidence of knowing that pharmacies participating in this program are concerned with your health and saving you money, and therefore, are deserving of your business and loyalty.
Show your card every time
To ensure your medication is checked for safety and billed at the correct price, your pharmacist needs to transmit valuable information in your card. In some instances, the pharmacist may store your card information in their computer. However, to be certain you receive the maximum benefit, you need to show your card each time you have your prescriptions filled.
Understand your drug therapy
You invest a lot of money in medications. In order to get the most value for your dollar, you need to understand how to use your prescription drugs effectively. Make sure your physician and pharmacist explain how and when to take each prescription medication. Some factors to consider when trying to get the most from your medication are the effects of:
Food and water being taken with your medication.
The time of day you take your medication.
Effects of other medications, including over-the-counter drugs, on your prescription.
Store your medications properly
Most medications will lose their effectiveness when they are subject to heat, moisture, light, or time. A steamy bathroom or a purse left in a hot car are examples of bad places to keep medicine. Store your medications in a cool, dark place. Remember to carry your daily or weekly medications in a pillbox to avoid damaging your entire supply of medication. Also, use local medication disposal days or permanent medication disposal sites in your community. If your community does not have a disposal site, federal guideline suggest mixing the medication with kitty litter or used coffee grounds and sealing them up to be disposed of in the garbage.
Talk with your physician
Make sure that your physician knows that saving money is important to you. Ask that they prescribe a generic equivalent or lower-cost alternative if at all appropriate. Also, make sure that they know about any other drugs you are taking that may alter the effectiveness of the medication they are prescribing. Finally, make sure that you understand the drug therapy they prescribe so that you obtain the most value from the drugs that you are about to invest in. The following "Message to Physicians" contains information that should assist you in talking with your doctor about saving money.
Frequently Asked Questions
Q: Can the members of my family also use this prescription drug discount card?
A: Yes. This card covered all of the family members living in your home.
Q: Why didn't I get a discount and why did the pharmacist say the card didn't work?
A: You will save an average of 8 times out of 10 over the pharmacy's retail price. If the pharmacy's price is lower, you will pay the lower, retail price and there is no savings or discount. Sometimes a pharmacist will say the card didn't work when what they mean is that the retail price is lower for that medications and no discount or savings apply.
Q: How much will my medicine cost with the card?
A: It varies by medicine and pharmacy. The best answer is to take your prescription with your card to a participating pharmacy and ask them how much it will cost using the card.
Q: How much will I save with the card?
A: The average savings is about 20% or $9.25 per prescription. However this is an average. Sometimes the savings is less and sometimes it is more. You will save an average of 8 times out of 10 over the pharmacy price. Take your prescription with your cards to a participating pharmacy and the pharmacist can tell you how much the medicine will cost with and without the use of the card.
Q: What prescription medications are covered under the FamilyWize Prescription Plan?
A: All FDA approved brand and generic prescription medications are covered.
Q: Are there any age or enrollment restrictions?
A: No, everyone can enroll and benefit from the plan.
Q: Can anyone use my card?
A: No, just the family members living in your household.
Q: Can I use my card for mail-order prescriptions?
A: No, there is no mail-order prescription service with this card.
Q: I am not a U.S. Citizen, can I use the card?
A: Anyone may use the program if it is used at pharmacies within the U.S.
Q: How do I know how much my medication will cost?
A: You will need to give your pharmacist your card and prescription so it can be entered into the computer at the pharmacy to tell you the cost of the medication since they change regularly. The participating pharmacy will give you their lowest (or best) price available at their pharmacy. In 80% of previous transactions, that price will be significantly lower than any retail or sale price you would receive without the card. If a brand name or generic drug is available through your participating pharmacy at a lower price than the scheduled price, you will pay only the lower of the two prices.
Q: Does my doctor need to know about this card when writing my prescription?
A: No. This program will not affect the way you are cared for by your physician. You should, however, always consult with your doctor about saving money on prescription medications.
Q: Do prices vary among participating pharmacies?
A: Industry standards determine the discounted rate for prescription medications. This means in most instances, all participating pharmacies will offer the same low price. These rates are updated at least once a week, so prices may vary depending on when you go to the pharmacy. From time-to-time, pharmacies may offer special sale prices for a limited time on selected drugs. These sale prices may be lower than the scheduled discount rates, in which case the card holder will pay only the lowered sales price.
Q: What does getting the "lowest" or "best" price on my prescriptions mean?
A: It means that a participating pharmacy will give you their lowest (or best) price available at their pharmacy. In 80% of previous transactions, that price will be significantly lower than any retail or sale price you would receive without the card. If a brand name or generic drug is available through your participating pharmacy at a lower price than the scheduled price, you will pay only the lower of the two prices.
Q: Why don't all pharmacies accept the card?
A: All chain pharmacies and most independent pharmacies have been given equal opportunity to serve you via this program. Pharmacies are required to offer very deep discounts and assist in performing some fairly complicated drug management procedures on behalf of our card holders, and some pharmacies simply refuse. However that gives you the confidence of knowing that pharmacies participating have your best interests in mind and that there are the majority of pharmacies in your regional area accept your card.
Q: What if my pharmacist said the card would not save me any money?
A: As a FamilyWize Prescription Discount Card member, you are entitled to your benefit. Your pharmacist will not know what the card savings will be until the prescription is sent for pricing through the pharmacist's computer. If your Pharmacist does not want to comply with the program, you should consider going to another nearby pharmacy that honors the card.
Q: I already have insurance that covers my prescription drugs. How can the FamilyWize Prescription Card benefit me?
A: This program can be used to obtain savings on prescription drugs that are excluded by your insurance plan or are not covered because you have exceeded your insurance plan's maximum limits. In some instances, you might find that the FamilyWize Prescription Card's price is lower than your program's co-payment amount, but not usually. In addition, if your plan does not offer you a drug card and you are reimbursed after each transaction, you may be able to use the FamilyWize to lower your out-of-pocket expenses.